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Asset Management

We offer you our expertise and professional management of your assets

Portfolio Management

Fibank has a highly qualified team of experts in the field of asset management. Portfolio managers of Asset Management are licensed by FSC investment consultants. They are responsible for the structuring and management of individual investment portfolios. The selection of financial instruments for the formation of each individual portfolio is based on all financial markets where the bank operates. This allows the use of a wide range of asset classes and applying flexible strategies for managing them.

Selection and management of each individual portfolio is made after detailed assessment of the financial situation of the client, client’s previous experience in the area of financial instrument markets, his willingness and ability to take risks. The client actively participates in the preparation of the risk profile, identifying the investment objectives, the horizon and limits of the portfolio.

Mutual Funds

The Mutual fund is a Collective Investment Vehicle of opened type for investments in securities and other liquid financial instruments. The mutual fund is not a legal entity but a pool of assets with the purpose of collective investment in financial instruments of funds raised through public offering of shares carried out on the principle of risk spreading. Each mutual fund is organized and managed by a Managing company that performs all actions related to the fund. The mutual fund issues/sells shares by which the investors exercise their right of ownership on part of the assets of the fund and the right of redemtion.

The main advantages offered to the investors by our mutual funds include:

  • diversification of risk – the money is invested in many different financial instruments, thus the total portfolio risk is reduced significantly, something that would be difficult or very costly to be achieved by the individual investor;
  • professional management of investments against a fee management;
  • high liquidity - the investor can get his money back at any time with the returns realized to that date by submitting a redemption request;
  • lower transaction costs by pooling a large amount of money;
  • preferential taxation – the income from transactions with shares are not subject to taxation;
  • Investments in mutual funds are exposed to risks which are subject to control by a carefully developed and followed risk policy. The main risk factors affecting share prices are market risk, credit risk and systemic risks.