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Visa Business Gold Credit Card

The Visa Business Gold Credit Card by Fibank Cyprus provides you with:

  • Loan facilitation;
  • You can use a corporate loan without having any funds blocked;
  • Advantageous conditions:
  • No fee for card issuance;
  • Short term for limit approval – up to 2 working days;
  • Short term for credit card issuance – up to 4 working days for Sofia and up to 5 working days for the rest of the country.

Convenience:

  • You have more funds throughout the world, 24 hours a day, 7 days a week;
  • You can make payments at a merchant location and/or on the Internet;
  • You can withdraw cash from an ATM or at a bank office throughout the world.
  • Control and optimisation of your business expenses:
  • Effective monitoring of the corporate expenses – the cards issued in the name of the company are accounted on a special card account;
  • Every month the Bank provides you with detailed statements for the transactions made with each card issued to your corporate account - this allows you to supervise your employees when they are on business trips;
  • Quick and easy corporate accounting – each statement represents a genuine accounting document.

Security:

  • Maximum security and protection from misuse through the new chip technology;
  • You will receive SMS notification immediately after each authorised payment if you subscribe for the service “SMStatus”;
  • 24 hour service by the Card Centre of Fibank which you can call in any case of necessity.

Flexibility:

You can have several credit cards issued to your card account in accordance with your company’s needs.

Free insurance for international travel:

On buying a package tour using your card, or on paying for a hotel stay, airline ticket, renting a car or using some other service related to travelling outside Cyprus, each holder of a Visa Business Gold Credit Card issued by Fibank Cyprus receives free traveller's medical insurance with coverage of up to 35 000 USD for 16 types of insurance events.

Card Parameters:

  • Currency: EUR, USD
  • Validity: 3 years
  • Grace period up to 45 days – only for international business credit cards with grace period
  • Credit Limit up to EUR 25 000
  • for Visa Classic - min. of 500 EUR / 500 USD
  • for Visa Gold  - min. of  5000 EUR / 5000 USD

Card Types:

You can choose the card which will satisfy your needs:

  • Business credit card with a grace period up to 45 days;
  • A minimum monthly repayment of 5% of the debit balance as of the last day of the statement period;
  • Business credit card without a minimum monthly installment.

For more information please contact us and check our Fibank Cyprus Tariff

Application Procedure:

The international business credit cards of Fibank Cyprus can be issued to legal entities or natural persons who are exercising business activities, as well as to NGO companies, non-government organizations, etc., who meet Fibank Cyprus requirements for solvency evaluation.

Necessary Documents:

  • “International Business Credit Card Issuance Application Form”
  • Current court registration;
  • Basic instrument (statutes/articles of association, company contract);
  • Tax registration;
  • Annual tax declaration;
  • Financial statements for the previous year and the last accounting period.

For more information, please contact us at info@fibank.com.cy