Terms of use

Terms and Conditions of Use

Before visiting or using the pages and the services of Fibank Cyprus (Fibank Cyprus Branch) internet site, the visitor/user should read carefully the terms and conditions cited below (hereinafter ‘the terms and conditions’) governing the full contents (hereinafter ‘the contents’) and the use of, and the supply of services through, Fibank Cyprus internet site.

Unless the visitor/user disagrees with the terms and conditions, in which case he/she shall not visit/use the pages of Fibank Cyprus internet site and/or Fibank Cyprus services offered through it, the visitor/user shall be deemed to be aware of the terms and conditions and to consent to them.

Fibank Cyprus (Fibank Cyprus Branch) is entitled to modify the terms and conditions at any time. The visitor/user shall each time check the terms and conditions for modifications as above and, in the event that he/she disagrees, he/she shall cease to visit/use Fibank Cyprus website. Should the visitor/user continue to visit/use Fibank Cyprus internet site, he/she shall at any time be deemed to acknowledge and agree to the terms and conditions, as currently applicable.

Intellectual Property Rights

Unless explicitly stated that a logo or a copyright belongs to a third party, the copyright for the entire content of this internet site is held by the Fibank Cyprus.

Without prejudice to third parties’ copyrights, users may make free use of information obtained directly from the Fibank Cyprus internet site, subject to the following conditions:

Any reproductions made of the information, unless such reproductions are expressly restricted, must be accurate, and the Fibank Cyprus must be cited as the source.
Where the information is incorporated in documents that are sold, the natural or legal person publishing the information must inform buyers, before they pay any subscription or fee, that the information may be obtained free of charge from the CBC’s internet site.
If the information is modified by the user, this must be stated explicitly.
When linking to the Fibank Cyprus website for business or promotional purposes, the Fibank Cyprus internet site must be the sole element in the browser’s window.

Visitor/User’s Obligations

The visitor/user shall visit/use the site in a fitting and appropriate manner and shall duly observe the rules of honest industrial and commercial practice.

Furthermore, the visitor/user shall comply with the provisions of Cyprus and International law and the relevant statutory provisions governing telecommunications, and shall refrain from any misuse or abuse of the contents and the services of Fibank Cyprus internet site; accordingly, any damage caused to Fibank Cyprus internet site or generally to the internet by reason or as a result of the visitor/user’s misuse or abuse of the relevant services shall fall exclusively within his/her area of responsibility.

Limitation of Liability of Fibank Cyprus Internet Site

Fibank Cyprus undertakes to exercise its best efforts to ensure, but makes no representations or warranties for, maximum accuracy, clarity, timeliness, completeness, correctness and availability of the information and the contents of Fibank Cyprus website. Under no circumstances, including negligence, shall any liability be created in Fibank Cyprus for any damage caused to the visitor/user by reason or as a result of the use of Fibank Cyprus website.

Any information and service available through Fibank Cyprus website shall be supplied ‘as is’, without any representation or warranty whatsoever, whether express or implied, on Fibank Cyprus part, including representations or warranties regarding the fitness or merchantability of any of the above information or services.

Fibank Cyprus under no circumstances guarantees an uninterrupted or error-free contents and services via Fibank Cyprus website or via any other site server providing access to the contents of Fibank Cyprus website.

Disclaimer of Liability for Solicitation

Under no circumstances shall anything available to the visitor/user through Fibank Cyprus website be deemed to constitute a direct or indirect solicitation to carry out any investment or other act which has a financial impact; the visitor/user shall use his/her discretion to assess anything available through Fibank Cyprus website as above and shall act on the basis of his/her own will, without any responsibility on the part of Fibank Cyprus.

Links to other Sites

Fibank Cyprus website is not legally responsible for the contents and services of internet sites other than Fibank Cyprus content which are accessible via Fibank Cyprus website through links, hyperlinks or commercial banners, and makes no representations or warranties as to the availability of the contents or services thereof.

Any problem which may arise during the visitor/user’s use of any other internet sites accessible via Fibank Cyprus website falls within their area of responsibility and shall be taken up with them.

Access to other internet sites via Fibank Cyprus website is provided for the visitor/user’s convenience only and creates no liability, obligation or commitment of any nature whatsoever in any of the parties involved.

Protection of Personal Data

The management and protection of the visitor/user’s personal data shall be governed by the terms hereof and by the relevant statutory provisions of Cyprus law.

Under no circumstances shall any personal data as above be disclosed to any third party (except for the competent authorities, under the circumstances provided for by law), and their personal nature shall be safeguarded at all times.

Any records of personal data maintained in Fibank Cyprus website are so maintained exclusively for the purposes of communication, statistics and upgrading of its services. In any event, however, the visitor/user of Fibank Cyprus website is entitled to have the record of his/her personal data, if any, deleted, corrected or altered by instructing the competent department of Fibank Cyprus to that effect.

As regards links to other internet sites, Fibank Cyprus website is not legally responsible for the terms and conditions on which personal data are managed and protected by such other internet sites.

Minors are allowed access to Fibank Cyprus website subject to their parents’ or guardians’ consent only and are not required to supply any personal data.

Governing Law and other Provisions

This Agreement is governed by the provisions of the Law of the Republic of Cyprus and relevant international provisions, and shall be construed in accordance with the rules of good faith, equitable principles and the economic and social purpose of the right.

In the event that any of the terms hereof is deemed to contravene the law and is declared void or voidable, whereupon it shall ipso jure cease to be effective, the remaining terms hereof shall not be affected in any manner whatsoever and shall continue to be in full force and effect.

No amendment to any of the terms hereof shall be valid or constitute a part hereof unless it is formulated in writing and incorporated into this Agreement.